Credit in difficult cases.
Anyone with negative entries in the Credit bureau has to struggle with difficulties in a credit inquiry. The banks reject a loan request in most cases. But so no possibilities are the credit seekers not, because there are exceptions.
Credit in difficult cases
Some financial service providers on the Internet have specialized in difficult cases. They have been in business for years and can also arrange for credit in difficult cases. However, one should be aware that the interest rates can be significantly higher than at the house bank. This is called credit-based interest rates.
The more difficult the cases, the higher the interest rate can be. The special thing about these agents is also that they are in the business for a long time and therefore over the years
a good relationship of trust with the banks could be established.
Of course, customers benefit from this. But it should not go unmentioned that it is pointless to ask for a loan with an affidavit or salary garnishment. Under these circumstances, the financial service providers can no longer help.
Credit in difficult cases from Switzerland
If the loan amount is low and does not exceed 3.500, – USD, a Swiss loan can help. Especially for people with negative Credit bureau entries such a loan is suitable, because the Swiss banks do not ask the Credit bureau. However, this loan from Switzerland is not open to everyone. Certain conditions must be fulfilled.
First, it is important that the applicant has a permanent job. This may not be limited or terminated. The self-employed, freelancers and the unemployed can not apply for this loan. It is reserved for workers only. The residence must be in Germany. This loan is available from the age of 18 and can be applied for up to the age of 58, in the new federal states up to 55 years.
Are there any other possibilities for a loan in difficult cases?
Other alternatives do not have those affected. In fact, there is only the option to borrow money from friends or relatives. Even through the private money market Centiloan people have no chance to get the money needed.
Because here it is taken very precisely with the Credit bureau entries, because the lenders here are private investors. Since even smaller negative entries are sufficient to reject a desired loan. It is best, of course, not to let it come so far that negative data in the Credit bureau be registered. But in today’s world this is easier said than done.